Colonial Heights, VA Office

Isaac Critchlow is a financial advisor with Hornor, Townsend & Kent, LLC and holds Series 63 and Series 65 licenses. He has 14 years of industry experience, including roles at Penn Mutual Life Insurance Company, MML Investors Services, MassMutual, and Jackson National Life Distributors. Critchlow also operates Elevate Financial Group, an insurance brokerage providing financial services and advice. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory and broker-dealer services with third-party asset manager relationships and offers both discretionary and non-discretionary account options.

Janssen Breeden is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Hornor, Townsend & Kent, Breeden worked at Penn Mutual Life Insurance Company and MML Investors Services LLC. Outside of advising, Breeden coaches rugby at Benedictine College Preparatory. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning, combining brokerage services with investment advice. The firm offers both discretionary and non-discretionary account options and manages a multi-billion-dollar asset base through third-party asset manager relationships.

David Hays is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He previously worked at MML Investors Services LLC and MassMutual Life Insurance Company. Outside of his advisory role, he is involved in insurance brokerage and financial advising under the name Empire Wealth Strategies and Elevate Financial Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates both an SEC-registered advisory platform and a FINRA-member broker-dealer, providing a wide range of custody, execution, and brokerage services.