Fredericksburg, VA Office

Elizabeth Pate is a financial advisor at Hornor, Townsend & Kent, LLC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at MassMutual Investors Services, MASSMUTUAL Life Insurance Company, and MetLife Securities. In addition to her advisory role, she serves as a board member of the National Association of Insurance and Financial Advisors and operates an insurance brokerage firm focused on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes third-party asset managers. The firm offers both advisory and broker-dealer services, combining financial planning, retirement consulting, and investment management under a dual-registration structure.

Thomas Colson is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 66 designation and previously worked with MassMutual Life Insurance Co and Thrivent Financial, among others. Colson is also involved as an insurance agent with Elevate Financial Group, focusing on insurance sales and service including Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.