Gilroy, CA Office

Thomas Montoya is a financial advisor at Hornor, Townsend & Kent, LLC with a Series 66 credential and less than one year of industry experience. Prior to joining Hornor, Townsend & Kent, he held roles at California Baptist University, Integrated Financial Benefits, and in the food service industry. Montoya also has experience with Vine Academy, where he worked for six years. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

Jeffrey Orth is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license. He has 27 years of industry experience, including a long tenure with Penn Mutual Life Insurance Company since 1998. Orth is also the proprietor of Integrated Financial Benefits Network, an insurance brokerage specializing in multi-line life, health, disability, and long-term care insurance. He serves on the board of Gavilan College and is a director of the Gilroy Downtown Business Association. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.