Horton Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only, hourly financial planning and investment advice to individual clients of varying circumstances, offering general financial planning or focused, project-based engagements without account minimums. Services cover investment advice, retirement, tax, insurance, estate and education planning delivered on an as-needed basis.
For investment advice the firm favors a fundamental, long-term buy-and-hold approach with an emphasis on asset allocation and low-cost, no-load index investments, and it typically recommends annual rebalancing. Engagements are project-oriented and conclude after recommendations are delivered; the firm does not provide ongoing discretionary portfolio management or continuous monitoring unless a client re-engages.
Compared with many independent advisors, the firm does not use percentage-of-assets-under-management fee arrangements and instead bills on an hourly, fee-only basis, and it does not take custody of client assets or accept commissions. The practice is small and boutique in scale, run by a CFP®-credentialed principal with a long operating history, which aligns with its one-off, advisory-focused service model.
Client services
Expertise
Fee options
Fixed fees based on hourly rate and estimated hours
$200 per hour
Fee-only: Hourly fees of $200 per hour, billed in six minute increments; fixed fees based on hourly rate times expected hours; fees negotiable
Main office
Farmington Hills MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Horton & Associates · Horton Financial Planning LLC · Horton, Thomas, Bruce
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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