Hoskin Capital

Hoskin Capital serves individual investors (including high‑net‑worth clients) as well as trusts, estates, charitable organizations and business entities, providing discretionary investment management alongside comprehensive financial planning, tax preparation, bookkeeping, and estate‑planning guidance. The firm delivers both one‑time planning engagements and bundled ongoing packages and manages portfolios using listed equities, mutual funds, ETFs, fixed income and cash positions.

The firm’s investment process begins with a formal risk assessment that produces a client-specific “risk number,” which guides portfolio construction within a tactical allocation framework intended to reduce risk and improve performance while relying largely on passive instruments for core asset allocation. Research and portfolio decisions combine ESI (environmental, social, innovation) screening with fundamental and cyclical analysis, and the firm conducts regular reviews and annual rebalancing while retaining the flexibility to recommend individual stocks, sector tilts or cash positions as hedges.

Compared with many peers, Hoskin Capital is unusual in its pricing and service mix: it does not generally use percentage-of‑AUM fees and instead offers fixed, subscription and hourly fee arrangements bundled with tax and bookkeeping services, corporate tax filings, and coordination with CPAs. The firm—which manages roughly $7.9 million for about 70 client relationships with a two‑advisor team—also uses client testimonials in its advertising and leverages a third‑party digital estate‑planning platform, both practices that are statistically uncommon among similar supported firms.