Houben Planning Associates Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Houben Planning Associates serves individuals, families, retirees and small businesses, providing financial planning, retirement-plan consulting and fee-based investment advisory guidance. The firm works primarily with personal retirement accounts and also assists employers with pension and profit-sharing plan design.
Its investment work emphasizes customized, cost-conscious planning with a focus on retirement outcomes, recommending lower-cost or no-load vehicles and tailoring allocations to clients’ risk tolerance and experience. HPA provides non-discretionary advice and regular, periodic reviews (typically at least twice annually), encourages clients to choose their own brokers and does not provide continuous daily portfolio management.
Noteworthy features include an hourly billing model rather than percentage-of-assets fees and direct client billing rather than fee deduction from accounts, and the brochure reports the firm provided periodic review for roughly $30 million in client assets despite operating with a single registered adviser and part-time administrative support. The firm is also registered to act as an insurance broker/agent and lists insurance-focused professional designations, which inform its retirement and benefits-consulting services.
Client services
Expertise
Occupation focus
Fee options
Typical $150-175 per hour; Retirees $100-125 per hour; initial hour of consultation is free; fees pro-rated by half hour
Fee-only: Typical $150-175 per hour; Retirees $100-125 per hour; fees negotiable based on financial status
Main office
185 Corey Rd.
Brighton MA 02135
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Houben Planning Associates Inc. · Jeffrey L. Houben
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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