Westminster, MD Office

Howard Capital Management Group, LLC provides discretionary investment management to high‑net‑worth individuals, trusts, foundations, endowments and other institutions, typically with a $1 million account minimum and roughly $2.56 billion in discretionary assets under management. Its services cover portfolio management across equities, fixed income and ETFs, and HCM offers access to alternative investments — private equity, private credit, infrastructure and real assets — to eligible clients via model portfolios.

HCM’s investment process draws on fundamental, technical and cyclical analysis and generally emphasizes buy-and-hold positioning while permitting occasional tactical trades, short sales or margin usage where appropriate. For alternatives, HCM uses third‑party model portfolios and states that the third‑party advisor is its sole source for alternative fund recommendations; HCM pays an annual fee to that provider and reviews fund valuations through an internal valuation committee while acting as an ERISA fiduciary for retirement‑plan clients.

The firm is an indirect, wholly owned subsidiary of Focus Financial Partners, a partnership whose ownership structure and network of “Focus Partners” includes other advisers and service firms (including pension consulting and related providers), which can affect access to products and raise potential conflicts of interest in recommendations and sponsorship arrangements. HCM’s reliance on a sole‑source model portfolio provider for alternatives and the firm’s lack of stand‑alone financial planning services are features that distinguish it from many multi‑team peers.