Hozie Consulting

Hozie Consulting advises individuals — notably business owners, executives, retirees, and their families facing life transitions — and manages a modest, concentrated client roster with about $17.1 million in discretionary assets. The firm provides financial planning, both discretionary and non-discretionary portfolio management, consulting, tax return preparation, general accounting, and fractional CFO services.

The firm’s investment approach emphasizes globally diversified, index‑based portfolios constructed with low‑cost mutual funds and ETFs, strategic asset allocation, and periodic threshold‑based rebalancing, with a multi‑year (five‑year) minimum horizon. It integrates investment advice with tax and planning considerations and implements model portfolios tailored to client objectives, including both discretionary and non‑discretionary engagements.

What is distinctive is the formal combination of investment advisory work with ongoing tax, accounting, and fractional CFO services delivered by the firm’s principal, with those services separately billed and offered without requiring cross‑engagement. The firm’s ADV also discloses a prior regulatory matter — a 2010 SEC settlement tied to the principal’s former role as a CFO and related temporary suspensions of public accounting/SEC practice (the CPA license suspension and SEC restrictions were later lifted and the license reinstated) — a disclosure prospective clients should review on the ADV.