San Francisco, CA One Embarcadero Center Suite 3400 Office

Kyle Baker is a financial advisor with HSBC Securities (USA) Inc. based in San Francisco, CA. He holds the Series 66 designation and has two years of industry experience. His prior work history includes positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and First Republic Bank. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment options. The firm utilizes a structured investment process with multiple risk profiles and combines strategic asset allocation with ongoing fund due diligence through affiliated providers.

Maria Lara is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at Fidelity Investments and also holds a concurrent role as a Bank Officer at HSBC Bank USA, N.A., collaborating on bank-related products and services alongside her duties as a registered representative. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment solutions. The firm’s investment approach combines strategic and tactical asset allocation supported by global asset management teams and offers specialized programs such as the Offshore Spectrum for qualified non-resident clients.

Catherine Zeballos is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JP Morgan Chase Bank, N.A., J.P. Morgan Securities, and First Republic Investment Management. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary investment options. The firm employs a structured investment approach featuring multiple risk profiles and partners with global asset management and fund due diligence providers to support portfolio management.

Jeffrey Needham is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. His career has been primarily with HSBC-affiliated entities since 2016. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm’s investment approach integrates strategic and tactical asset allocation supported by global asset management and ongoing fund due diligence, with a notable portion of assets managed in client-directed, non-discretionary portfolios.

Adam Lawlor is a CFA® charterholder with 21 years of industry experience, currently serving as an advisor at HSBC Securities (USA) Inc. in San Francisco, CA. His prior experience includes roles at Citi Private Bank and Legato Capital Management LLC. Outside of financial services, he operates a woodworking business creating and selling cutting boards locally and online. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, utilizing multiple program types ranging from client-directed to fully discretionary strategies. The firm’s investment process incorporates strategic and tactical asset allocation supported by global asset management and rigorous fund due diligence.

Ki Hin Lai is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds a Series 66 designation and has previously worked at HSBC Bank USA National Association, Hongkong & Shanghai Banking Co, Deloitte, and KPMG Tax Services Limited. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process uses multiple risk profiles and incorporates strategic and tactical asset allocation developed with HSBC Global Asset Management, supported by ongoing fund due diligence and monitoring.

Yifei Hong is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, holding a Series 66 designation and seven years of industry experience. Prior to joining HSBC Securities in 2025, Hong spent five years at J.P. Morgan Securities and six years at Ferrari Silicon Valley. Outside of finance, Hong is also a published e-book writer. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and offers specialized programs, including an Offshore Spectrum option for qualified non-resident aliens.

Shailesh Sachdeva is a financial advisor with HSBC Securities (USA) Inc. based in San Francisco, CA. He holds a Series 66 designation and has recently begun his advisory career, having worked at HSBC Securities and HSBC Bank USA since 2025. Prior to that, he spent four years at Silicon Valley Bank and has managed a sole proprietorship involved in short-term rental property management since 2016. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of investment strategies with client-directed and discretionary options, supported by global asset management and fund due diligence services.

Andrew Mo is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Cetera, East West Bank, Iconiq Capital, SVB Wealth Advisory, Alliance Bernstein, and BNY Mellon. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary models. The firm’s investment approach combines strategic and tactical asset allocation with manager due diligence and ongoing monitoring, utilizing both affiliated and third-party providers.