Human Capital Wealth Management

Human Capital Wealth Management serves individuals, families, corporations and other businesses with tailored investment management and financial planning services. The firm also offers business advisory work — including fractional CFO and business coaching — and delivers educational seminars and speaking engagements.

The adviser constructs individualized portfolios using a strategic asset allocation framework that combines passive and active approaches and applies modern portfolio theory; it manages accounts on both a discretionary and non‑discretionary basis. HCWM has integrated ongoing financial planning into its investment relationships for certain households and recently began managing held‑away employer‑sponsored retirement plan accounts through a third‑party order management platform.

What is notable about this small, solo‑advisor firm is the combination of services it provides: beyond typical wealth management, it manages held‑away retirement plan assets (while not taking custody and relying on client‑maintained platform connections) and provides fractional CFO/business coaching plus public seminars. Those features — held‑away institutional plan management and recurring educational programming alongside business advisory services — are less commonly offered by peers in the independent adviser category.