Milford, NH Office

Hurst & DeGraffenried Wealth Management provides portfolio management and financial planning primarily to individual clients, and its ADV also lists trusts, estates, corporations and high‑net‑worth individuals among potential client types. The firm offers ongoing discretionary investment management with a written Investment Policy Statement for each client and charges negotiable percentage‑of‑AUM fees, alongside fixed or hourly fees for financial planning.

The firm’s investment process emphasizes client‑specific Investment Policy Statements, regular portfolio monitoring, and discretionary trading authority, and it employs a mix of analytical approaches including fundamental, technical, charting and cyclical analysis. H&D may use a broad range of instruments—mutual funds, equities, bonds, ETFs, REITs, private placements and, infrequently, options—and can aggregate block trades across multiple client accounts.

Noteworthy aspects include a very small, closely managed client base (about 15 clients and roughly $17.7 million in discretionary AUM) with all account reviews and financial plans conducted by the managing member, which implies a high degree of advisor involvement relative to many peers. The firm does not take custody of client assets, requires clients to use a recommended custodian, offers a wrap fee program, and states it does not accept commissions or performance‑based fees.