Hutchinson & Ziegler Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$214,877,353
Clients
57
Advisors
2
of 2 employees
About
Hutchinson & Ziegler Financial Advisors is a small, independent advisory firm that provides discretionary investment management and financial planning to individuals, high-net-worth clients, families, trusts, retirement plans and charitable institutions. The firm manages approximately $235 million in client assets for a relatively limited client roster and offers ongoing supervision, periodic rebalancing and consolidated reporting.
The firm constructs broadly diversified, asset-allocation portfolios tailored to each client’s goals, time horizon and tax situation, with an emphasis on low-cost, no-load mutual funds and exchange-traded funds and on tax-efficient asset location. All accounts are managed on a discretionary basis under a documented Investment Policy Statement, with regular semi-annual and annual reviews and periodic rebalancing.
Distinctive features include a two-advisor ownership and advisory team composed of the firm’s principals, both CFP certificants, managing a comparatively large asset base per client; firm policy generally limits implementation to mutual funds and ETFs unless otherwise agreed. The firm operates without commission-based compensation, does not vote proxies on clients’ behalf, and uses an institutional custodian platform to access institutional trading, research and back-office services.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,000 - $3,000,000: 0.75% annually $3,000,000 - $5,000,000: 0.50% annually $5,000,000 - $10,000,000: 0.35% annually $10,000,000+: 0.25% annually
$500 per hour for stand-alone financial planning services
Minimum fee: $35,000 per year minimum annual fee, negotiable
Main office
100 Professional Center Drive, Suite 114
Novato CA 94947
Advisors at this office
2
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Eric Z
CFP®, Series 63, Series 65
Novato, CA
Hutchinson & Ziegler Financial Advisors, Inc.
Eric Ziegler is a CFP® professional with 18 years of industry experience, currently serving as a principal at Hutchinson & Ziegler Financial Advisors, Inc. He has been with the firm and its predecessor since 2007. Hutchinson & Ziegler Financial Advisors is an independent firm managing approximately $235 million in client assets for individuals, families, trusts, retirement plans, and charitable institutions. The firm emphasizes discretionary management of broadly diversified, tax-efficient portfolios primarily composed of low-cost mutual funds and ETFs, with ongoing supervision and periodic rebalancing.
Heather H
CFP®, Series 63, Series 66
Novato, CA
Hutchinson & Ziegler Financial Advisors, Inc.
Heather Hutchinson is a CFP® certificant with 21 years of industry experience. She has been a principal at Hutchinson & Ziegler Financial Advisors, Inc. since 2007. Outside of her advisory role, she leads a weekly dance fitness class as an instructor for Marin SHiNE. Hutchinson & Ziegler Financial Advisors, Inc. serves individuals, families, trusts, corporate pension and profit-sharing plans, and charitable institutions by providing discretionary investment management and financial planning. The firm focuses on asset-allocation-driven, long-term portfolios using primarily no-load, low-cost mutual funds and ETFs, with an emphasis on tax efficiency and customized client solutions.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)