HWC Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
HWC Financial is a small advisory firm that manages roughly $60 million for individual and high‑net‑worth clients, providing discretionary portfolio management and both one‑time and ongoing financial planning services. The firm offers customized portfolio construction, continuous supervision, and periodic client reporting, and will coordinate with independent sub‑advisors when recommended.
The firm’s investment approach is fundamentally driven and value‑oriented (often described as core or GARP) with a long‑term time horizon; holdings are commonly intended to be held three to five years or longer. Portfolio decisions incorporate risk management and tax considerations, and the adviser may retain positions for tax purposes or until perceived intrinsic value is realized, which can lead to portfolios that are less diversified than some peers.
Notable differentiators for a firm of this size include an advisory team that includes a licensed CPA and advisors who are licensed insurance professionals, with insurance recommendations implemented separately and disclosed as potentially commissionable. The firm also maintains an institutional custody relationship that provides platform services and research benefits to the advisor, and it documents personal‑trading safeguards and a Code of Ethics to address potential conflicts.
Client services
Expertise
Fee options
Financial planning fixed fees typically range from $1,000 to $3,500 for initial plans; ongoing planning fees $1,500 to $10,000 annually, billed quarterly in advance
$0 - $500,000: 2.00% annually $500,001 - $1,000,000: 1.50% annually $1,000,001+: 1.00% annually
Up to $350 per hour for financial planning and consulting services
Ongoing financial planning fees billed quarterly in advance with an initial retainer of 50% of the annual fee
Minimum fee: Minimum fee of $25 per account per quarter Fee-only: Investment advisory fees; financial planning fees negotiable, hourly up to $350/hour or fixed fees ranging from $1,000 to $10,000 depending on scope
Main office
4532 Main Street
Manchester Center VT 05255
Advisors at this office
2
Most active in
Vermont
Also doing business as
Hwc Financial · Hwc, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Kevin T
Series 63, Series 66
Manchester Center, VT
HWC Financial
Kevin Theissen is a financial advisor at HWC Financial with 15 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at HWC Financial since 2018, following a seven-year tenure at Skygate Financial Group. In addition to his advisory role, he is a licensed insurance agent. HWC Financial provides discretionary investment management and financial planning services to individual and high-net-worth clients, managing approximately $52 million across about 100 accounts. The firm employs a fundamentally driven, value-oriented investment approach with a multi-year horizon and integrates tax and insurance considerations into its planning.
Zachary L
Series 66
Manchester Center, VT
HWC Financial
Zachary Levine is a financial advisor at HWC Financial with four years of industry experience and holds a Series 66 designation. Prior to joining HWC Financial, he worked at LPL Financial and Mirras, Jacoby, Levine & Hatgistavrou Inc. Levine is also involved in Cope Americas, LLC, an online selling platform unrelated to investment services. HWC Financial manages approximately $60 million for individual and high-net-worth clients, offering discretionary portfolio management and financial planning services. The firm uses a fundamentally driven, value-oriented investment approach with a long-term horizon and incorporates risk management and tax considerations in portfolio decisions.
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