Iammarino, Nicholas J.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The adviser provides financial planning and consulting to individuals, high‑net‑worth clients, charitable organizations and pension/profit‑sharing plans, covering estate planning, tax issues, insurance, buy/lease analysis, business matters and family considerations. The brochure states the adviser does not manage client assets and focuses on planning engagements rather than discretionary portfolio management.
The firm’s planning process begins with a financial inventory, moves through goal setting and analysis of liabilities, cash flow and net worth, and includes periodic reviews (at least annually or on client request). When making investment recommendations the adviser uses both fundamental and technical analysis and may recommend mutual funds, ETFs, variable annuities, municipal and corporate debt, options, futures and private placements, while noting it does not engage in frequent trading or take custody of client assets.
A distinctive feature is that the firm charges hourly or fixed planning fees rather than percentage‑of‑assets fees and reports no assets under management, which the brochure highlights as its primary business model. The brochure also discloses that associated persons are registered representatives and insurance agents affiliated with LPL Financial and may receive commissions or trail compensation for product sales, and that the firm commonly refers implementation and investment management to LPL while advising clients they are under no obligation to follow affiliated recommendations.
Client services
Expertise
Fee options
Fixed fee ranging from $1,500 to $10,000 depending on complexity and range of services.
Investment adviser representatives may receive brokerage or mutual fund trail commissions from securities sales as registered representatives of LPL Financial.
$400 per hour for financial planning and consulting services.
Fee-only: $400 per hour for financial planning and consulting services or a fixed fee between $1,500 and $10,000, based on complexity and services provided.
Main office
5860 Owens Ave, Ste 230
Carlsbad CA 92008
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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