ICON Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ICON Financial provides discretionary asset management, hourly financial planning, and ERISA retirement-plan advisory services to individuals, high‑net‑worth clients, and employer-sponsored plans. The firm also conducts public seminars and workshops for investor education and may engage third‑party sub‑advisors to implement client strategies.
The firm documents client objectives in investment policy statements and uses Monte Carlo planning techniques to evaluate probability-based outcomes; portfolios are managed on a discretionary basis and strategies may include long- and short-term holdings. ICON’s investment program allows for the use of derivatives—specifically option writing and spreading strategies—and execution can be delegated to sub‑advisors under written agreements.
Noteworthy aspects include an owner-managed structure in which the principal also supervises the advisory activity and discloses a concurrent insurance practice that generates commission income; that affiliation and potential conflicts are disclosed and addressed in firm procedures. The combination of publicly offered educational workshops and the explicit use of options/derivatives in client accounts is less common among peers and may be relevant for investors evaluating strategy complexity and conflict-management practices.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.50% annually Over $1,000,000+: 1.0% annually
$150 per hour (negotiable hourly fee)
Main office
16180 Hastings Ave SE, #203
Prior Lake MN 55372
Advisors at this office
2
Most active in
Minnesota
Also doing business as
Ck Financial LLC · Icon Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jacob R
Series 63, Series 66
Prior Lake, MN
ICON Financial
Jacob Ruotsinoja is a financial advisor with ICON Financial, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at KGC Advisors and LPL Financial. Outside of his advisory work, he operates as an independent insurance agent offering non-variable life, long-term care, and fixed annuity products. ICON Financial provides discretionary asset management, hourly financial planning, and ERISA retirement-plan advisory services to individuals, high-net-worth clients, and employer-sponsored plans. The firm employs Monte Carlo planning techniques and offers investment strategies that include options and derivatives, supplemented by public investor education seminars.
Yvonne M
Series 65
Prior Lake, MN
ICON Financial
Yvonne Moe Olson is a financial advisor at ICON Financial with eight years of industry experience. She holds the Series 65 designation and has been with ICON Financial since 2017. Outside of financial advising, she is an independent market partner with Monat Global Corp, selling hair care products on a part-time basis. ICON Financial provides discretionary asset management, hourly financial planning, and ERISA retirement-plan advisory services to individuals, high-net-worth clients, and employer-sponsored plans. The firm offers investor education through public seminars and uses probability-based planning techniques, including the use of options and derivatives, to manage client portfolios.
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