Illumifi Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
illumiFI Wealth serves individual and high‑net‑worth clients, providing discretionary investment management alongside both ongoing and project‑based financial planning. Planning services cover a wide range of topics listed in the brochure, including retirement and tax planning, college savings, business planning, and student‑loan planning, and the firm may recommend unaffiliated third‑party professionals as needed.
The firm’s investment process emphasizes asset allocation guided by modern portfolio theory and employs a blend of passive and active strategies, including model portfolios and, for certain clients, direct indexing and tax‑loss harvesting to manage after‑tax outcomes. Portfolios are managed on a discretionary basis, with custody and execution through an institutional Schwab platform and periodic (at least quarterly) account reviews and oversight of any engaged sub‑advisers.
Notably, the firm integrates insurance policy review and broader risk‑management analysis into its planning services—an offering less common among peers—and explicitly includes specialized services such as student‑loan planning. As a fee‑only, recently established solo advisor practice with roughly $8.5 million in AUM, the firm pairs boutique scale with access to institutional custodial resources and the ability to use third‑party managers or strategies.
Client services
Expertise
Demographic focus
Fee options
Ongoing Financial Planning is a recurring fixed fee paid monthly ranging from $100 to $500
$0 - $500,000: 0.80% $500,001 - $1,000,000: 0.70% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.40% $5,000,001 - $10,000,000: 0.30% $10,000,001+: 0.20%
$250 per hour for Project-Based Financial Planning
Ongoing Financial Planning fees are paid monthly in arrears, ranging from $100 to $500
Fee-only: Ongoing Financial Planning fees range from $100 to $500 monthly, fixed fee; Project-Based Financial Planning charged hourly at $250/hour
Main office
Blaine MN
Advisors at this office
1
Most active in
Minnesota
Also doing business as
Illumifi Wealth · Illumifi Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)