Illumifi Wealth
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$8,452,654
Clients
46
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
46
HighAverage account size
$183,753
About
illumiFI Wealth serves individual and high-net-worth clients and offers discretionary investment management alongside both ongoing and project-based financial planning. The firm provides a range of planning services — including tax planning, business and retirement planning, student loan planning, estate planning, and financial coaching — and coordinates with third‑party professionals when requested.
The firm’s investment approach centers on asset allocation informed by Modern Portfolio Theory and a mix of passive and active vehicles, with attention to tax efficiency and fund holdings when constructing portfolios. illumiFI may use third‑party model portfolios delivered through custodial or technology platforms but retains discretion to implement, monitor, and modify client portfolios and conducts account reviews on a regular basis.
Compared with many peers, the firm’s lead advisor holds CFP®, Certified Student Loan Professional, and Behavioral Financial Advisor credentials, signaling a particular emphasis on behavioral coaching and student‑loan repayment strategies within holistic planning. The advisor is also a licensed insurance agent who does not sell insurance to clients but will review existing coverage, and the firm generally requires clients to custody assets on an institutional Charles Schwab platform — practices that prospective clients may find uncommon among similar independent advisers.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Student loan debt
Occupation focus
Founder/Business Owner
Demographic focus
Young Professionals
Fee options
Ongoing Financial Planning: fixed monthly fees ranging from $100 to $500
$0 - $500,000: 0.80% $500,001 - $1,000,000: 0.70% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.40% $5,000,001 - $10,000,000: 0.30% $10,000,001+: 0.20%
$250 per hour for Project-Based Financial Planning
Fee-only: Ongoing Financial Planning: $100 to $500 per month (fixed fee); Project-Based Financial Planning: $250 per hour
Main office location
Illumifi Wealth
Blaine MN, United States
Number of offices
1
Most active in
Illumifi Wealth has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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