Yorktown, VA Office

Illuminate Wealth Management advises individuals, families and small businesses, including high‑net‑worth clients and business owners, through discretionary portfolio management, financial planning, limited‑scope projects, and dedicated execution services. The firm also offers virtual family office engagements and a virtual CFO offering for small businesses that combine investment oversight with bookkeeping, payroll and tax coordination support.

Investment decisions are guided by an internal investment cabinet that emphasizes fundamental analysis, manager due diligence and model portfolios, and the firm routinely uses sub‑advisers and third‑party consultants for manager selection and bond sourcing. Portfolios may include mutual funds, ETFs, separately managed accounts, municipal and corporate bonds, and access to private real estate, private equity and digital assets, with ongoing monitoring and periodic client reviews.

Relative to peers of its size, the firm is notable for maintaining multiple client meeting locations despite having a small advisor team and roughly $168 million in AUM, and for packaging execution‑oriented services such as personal bookkeeping, bill pay, and coordination of third‑party tax preparation (which the firm may cover for certain wealth management clients). Illuminate also integrates an estate‑planning technology platform and relies on external research partners, including Fiducient Advisors and SP Financial Group, reflecting a coordination‑focused model that emphasizes both planning and hands‑on implementation.