Illumination Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$461,582,489
Clients
203
Advisors
11
across 11 offices
About
Illumination Wealth Management is a fee‑only registered investment adviser serving individuals, high‑net‑worth clients, trusts, corporations and retirement plans. The firm’s nine‑advisor team manages about $471 million for roughly 200 clients and provides integrated Financial Life Management (comprehensive planning plus investment management), pension consulting, and business‑owner exit planning.
The firm builds client‑specific investment policy statements and manages assets using model portfolios that combine strategic and tactical asset allocation. Portfolios typically use ETFs, mutual funds and individual securities, with private placements considered for suitable accredited investors; the firm emphasizes a long‑term, values‑linked planning process and ongoing monitoring.
What distinguishes Illumination within its peer group is its multi‑office structure (nine offices), an affiliated family office that offers bookkeeping, payroll and other personal/business administrative services, and a Financial Life Management program that measures engagement using client income and net‑worth metrics alongside traditional asset‑based management. The team includes multiple CFP®‑credentialed planners and offers both discretionary investment management and workplace/plan consulting, blending family office functions with advisory services.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $2,000,000: 0.50% of net worth (Financial Life Management) $2,000,001 - $3,000,000: 0.40% of net worth (Financial Life Management) $3,000,001 - $5,000,000: 0.30% of net worth (Financial Life Management) $5,000,001 - $10,000,000: 0.20% of net worth (Financial Life Management) $10,000,001+: 0.10% of net worth (Financial Life Management) $0 - $500,000: 1.00% of adjusted gross income (Financial Life Management) $500,001 - $1,000,000: 0.80% of adjusted gross income (Financial Life Management) $1,000,001 - $2,000,000: 0.60% of adjusted gross income (Financial Life Management) $2,000,001+: 0.40% of adjusted gross income (Financial Life Management) $0 - $99,999: Flat fee $1,500 minimum (Investment Management) $100,000 - $249,999: 1.50% (Investment Management) $250,000 - $499,999: 1.35% (Investment Management) $500,000 - $999,999: 1.20% (Investment Management) $1,000,000 - $2,999,999: 1.00% (Investment Management) $3,000,000+: 0.90% (Investment Management)
Account minimum: $100,000 Minimum fee: Financial Life Management: Minimum quarterly fee $2,000; Investment Management: $1,500 minimum for accounts below $100,000; Pension Consulting: $500 minimum annual fee Fee-only: Fees are flat annual fixed fees and asset-based fees; no commissions accepted.
Main office
See office11622 El Camino Real, Suite 100
San Diego CA 92130
Advisors at this office
1
Offices (11)
Alexandria, VA
Alexandria, VA
1 advisor
Berkeley, CA
Berkeley, CA
1 advisor
La Grange, TX
La Grange, TX
1 advisor
Nashua, NH
Nashua, NH
1 advisor
Newberg, OR
Newberg, OR
1 advisor
Most active in
Arizona · California · Colorado · Florida · Idaho · Illinois · Indiana · Minnesota · New Hampshire · New York · Oregon · Texas · Virginia · Wisconsin
Also doing business as
Illumination Wealth · Illumination Wealth Management · Name 804 · Rinkey Investments
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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