Illumint

Illumint focuses on Millennials and Gen Z individuals and young families, providing comprehensive annual financial planning, project-based engagements, hourly consultations, and investment advice tailored to near-term life decisions such as housing, student loans, child expenses, inheritance, and education funding. The firm emphasizes fee-for-service planning and states it does not accept commission-based compensation, making its services available to clients across income and account-size levels.

The firm generally follows a passive investment philosophy, favoring index mutual funds and ETFs and, when investment management is requested, implements portfolios through a third‑party custodian/manager (Altruist) while providing non-discretionary advice. Illumint structures planning around an annual cadence with ongoing email and brief phone support and limits its investment recommendations to common securities such as stocks, bonds, mutual funds, and ETFs.

Noteworthy for a solo, small advisory practice, Illumint actively offers public speaking and educational seminars for groups (including pro‑bono events) tailored to new couples and young families, in addition to one‑on‑one planning services. The firm also highlights a strict fiduciary standard, a policy of not taking custody of client assets, and reported no assets under management as of its last filing, reflecting a planner‑centric model rather than a traditional asset‑management focus.