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Illumint

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About

Illumint focuses on Millennials and Gen Z individuals and young families, providing comprehensive annual financial planning, project-based engagements, hourly consultations, and investment advice tailored to near-term life decisions such as housing, student loans, child expenses, inheritance, and education funding. The firm emphasizes fee-for-service planning and states it does not accept commission-based compensation, making its services available to clients across income and account-size levels.

The firm generally follows a passive investment philosophy, favoring index mutual funds and ETFs and, when investment management is requested, implements portfolios through a third‑party custodian/manager (Altruist) while providing non-discretionary advice. Illumint structures planning around an annual cadence with ongoing email and brief phone support and limits its investment recommendations to common securities such as stocks, bonds, mutual funds, and ETFs.

Noteworthy for a solo, small advisory practice, Illumint actively offers public speaking and educational seminars for groups (including pro‑bono events) tailored to new couples and young families, in addition to one‑on‑one planning services. The firm also highlights a strict fiduciary standard, a policy of not taking custody of client assets, and reported no assets under management as of its last filing, reflecting a planner‑centric model rather than a traditional asset‑management focus.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Student loan debt Home buying College savings (529s, UTMA, etc.) Inheritance planning Cash flow / budgeting

Demographic focus

Gen Y/Millennials (Born 1980-1995) Gen Z (Born 1996-2010) Young Families

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Fee options

Fixed

Project-based fixed, flat-rate financial planning sessions starting at $1,499 per issue; comprehensive planning fees structured as fixed payments totaling up to $11,998

Project-based

Hourly advisory services at $550 per hour, negotiable

Other

Minimum fee: Minimum investment advisory fee of $1,275 per quarter Fee-only: Comprehensive financial planning fees starting at $2,700 initial payment plus $1,600 during implementation; project-based fees start at $1,499 per project; hourly advisory fee $550 per hour

Main office

Washington DC

Advisors at this office

1

Most active in

District of Columbia

Also doing business as

Illumint · Illumint Financial Advisors LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Kevin M

CFP®, Series 65

Washington, DC

Illumint

Hi, I'm Kevin. I'm a financial advisor in Washington, D.C., and the founder & CEO of Illumint. In 2017, I launched Illumint to offer financial planning for Millennials. I specialize in helping our generation answer the question, "Are we going to be ok financially?" For you, this may mean investing more of your savings. Or smartly managing an inheritance. Perhaps you want to put your kids on the right track financially. My work as a Certified Financial Planner™ draws on my past finance experience. I previously held financial roles in the NFL and in the commercial real estate industry. The birth of my first child, though, inspired me to become a financial advisor for Millennials in Washington, DC. Around this time, I noticed that couples like us lacked good options for financial advice. The limited advice that we did receive wasn't specific to our stage in life. And the industry's compensation structure often wasn't in our best interest. I wanted to see more fee-only financial advisors. I wanted to see financial advisors with expertise in student loans and renting vs. buying. I wanted financial planning to start making inherited IRAs, Health Savings Accounts, and 529 plans work for our generation. I work hard to put myself in a position to answer any questions that Millennials have on topics like these. To this end, I serve as a resource for many journalists. Over the years, I've provided insight to the New York Times, Wall Street Journal, Washington Post, CNN, NPR, and NBC News. And I've written for Forbes, Yahoo! Finance, Kiplinger, and Fatherly. I've also worked with employers and brands on a variety of Millennial-driven personal finance events and projects. I've partnered with John Hopkins University, Nestle, and General Assembly, among others. I'm proud to hold an undergraduate business degree from Georgetown University (Hoya Saxa!). I later added an MBA in finance from Georgia Tech (THWg!). Last, but certainly not least, I'm the father of two young boys, who couldn't care less about any of this stuff. They only care that I play with them after school.

Inheritance planning Multi-generational wealth transfer Inherited wealth Gen Y/Millennials (Born 1980-1995) Gen Z (Born 1996-2010)
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