IM Wealth

IM Wealth provides fiduciary financial planning and individual portfolio management services aimed at individuals and high‑net‑worth clients through a three‑tiered consulting structure that ranges from basic advisory to a family‑office level of service. The firm’s brochure states it tailors Investment Policy Statements for each client and offers optional discretionary portfolio management, while also reporting no assets under management and no active advisory accounts at the time of filing.

The firm’s investment approach combines fundamental analysis and modern portfolio theory with a long‑term trading orientation, and it typically seeks discretionary authority to implement client allocations. Financial planning is delivered under fixed, tiered engagements that may include optional AUM management and the coordination of third‑party specialists (tax, estate, student‑loan analysis) as part of consulting work.

Several features are atypical for a firm of this scale: principals are licensed insurance agents who conduct insurance activities outside the advisory business (with disclosures and separation procedures), the firm offers fixed‑fee planning arrangements alongside asset‑based management, and it describes a bundled technology suite and family‑office level servicing while noting it is not a private‑fund adviser. These elements combine to give IM Wealth a more comprehensive planning footprint than many small or currently inactive SEC‑registered firms.