Impact Financial Life Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is a small, state-registered, fee-only advisory practice that provides ongoing financial planning and discretionary investment management to individual clients (including high‑net‑worth individuals), as well as hourly and project-based planning and limited one‑off consultations. It also offers educational seminars and speaking engagements on personal finance topics, presented on an as‑announced basis and delivered in virtual or in‑person formats.
IFLP’s investment approach is goal‑based and grounded in modern portfolio theory, generally favoring passive ETFs and mutual funds while permitting selective active managers and individual securities where appropriate. Clients receive written financial plans, regular monitoring and reviews, and the firm typically implements portfolios with limited discretionary trading authority to align allocations with stated objectives and risk tolerance.
Noteworthy distinctions include the firm’s emphasis on fixed recurring and project/hourly billing arrangements rather than relying primarily on percentage‑of‑assets fees, and the explicit offering of educational seminars — features that are uncommon among peers. The principal’s concurrent roles providing financial planning and contract work for other advisory firms are disclosed and may affect capacity, and the firm executes client trades on an individual rather than block‑trading basis.
Client services
Expertise
Fee options
Fixed fees range from $250 to $6,000 for project-based financial planning; $400 for Jump Start Call; $250 to $2,000 for educational seminars and speaking engagements
$250 per hour
Monthly or quarterly recurring fixed fee for ongoing financial planning and investment management services, ranging from $400 - $533.33 per month or $1,200 - $1,600 per quarter
Minimum fee: $400 - $533.33 per month or $1,200 - $1,600 per quarter (fixed recurring fee) Fee-only: Fees are negotiable; fixed recurring fees for ongoing services; hourly rate $250; fixed fees $250 to $6,000 for project-based planning; $400 for Jump Start Call; $250 to $2,000 for seminars
Main office
Severna Park MD
Advisors at this office
1
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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