Imperative Wealth Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Imperative Wealth Planning provides fee-only investment management and financial planning services to individuals and high-net-worth individuals, offering both project-based and ongoing planning engagements alongside discretionary portfolio management. The firm uses a percentage-of-assets billing model and reports no account minimum; as a newly formed registered adviser in 2026 it reported $0 in assets under management as of July 2, 2026.
The firm builds personalized investment policies and asset-allocation targets, employing a mix of passive and active strategies with a longer-term focus and quarterly account reviews. It routinely leverages third-party model marketplaces and platforms — including Orion Communities, Orion Portfolio Solutions, and Schwab’s Model Market Center — and may recommend or engage Outside Managers while retaining fiduciary monitoring and the ability to customize or impose client restrictions.
Compared with many independent peers, the firm is not a solo practitioner and discloses being led by a principal who holds the CFP® designation, which the brochure cites as part of its governance and code-of-ethics framework. The firm also discloses an outside real-estate business (ownership of a residential property company consuming under 10% of owner time) and a policy that includes ongoing financial planning at no additional fee for clients with over $500,000 in managed assets.
Client services
Expertise
Fee options
$0 - $500,000: 1.25% $500,001 - $1,000,000: 0.85% $1,000,001 - $2,000,000: 0.65% $2,000,001 - $5,000,000: 0.55% $5,000,001+: 0.45%
Fee-only: Financial Planning fees: initial fee up to $1,000, ongoing annual fees $3,000 to $12,000, project-based fixed fees $1,000 to $10,000
Main office
520 Columbia Drive, Suite 209
Johnson City NY 13790
Advisors at this office
1
Most active in
New York
Also doing business as
Imperative Wealth Planning · Imperative Wealth Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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