Income Focus Advisors LLC

The firm provides discretionary asset management and portfolio management services primarily to individuals and high‑net‑worth individuals, tailoring portfolios to documented goals, time horizons, and risk tolerances. It delivers ongoing portfolio monitoring and accepts written client restrictions, using a percentage‑of‑AUM fee arrangement typical of independent firms.

Investment approach blends active and passive management with an explicit income focus; the firm highlights closed‑end funds as a core income-producing sleeve and applies quantitative screening (distribution history, coverage, premium/discount, leverage), disciplined position sizing, predefined profit‑taking rules, and option strategies. Portfolios may be more actively traded than a buy‑and‑hold strategy, and the firm discloses that clients should expect realized gains and losses and more frequent trading for certain income objectives.

Several operational and business features are noteworthy for a firm of this size: the advisory entity is newly organized and, as of the most recent filing, reports no clients or assets under management. The principal maintains an outside insurance practice (about 20% of his time) and receives commissions for insurance sales—a disclosed potential conflict the firm says it mitigates through disclosure and fiduciary duties—and the firm requires a designated custodian (Charles Schwab) and does not aggregate trades across client accounts.