Carlsbad, CA Office

Independence Square Holdings (dba Independence Square Advisors) serves individuals (including high-net-worth clients), retirement plans, and other institutional and corporate clients through financial planning, portfolio management, pension consulting, and participant-level ERISA advisory services. The firm operates as a multi‑team adviser with about 40 advisors and provides both discretionary and non‑discretionary management, model portfolio options, and access to third‑party managers and advisory programs.

INDSQUARE’s investment process blends customized portfolios, model portfolios and third‑party solutions, and it participates in several LPL‑sponsored programs (including an algorithm‑driven Guided Wealth Portfolios offering) to implement client strategies. It also allocates to a broad set of instruments — including private equity, hedge funds, alternative and cryptocurrency‑related products via third‑party platforms — and, for qualified clients, may negotiate performance‑based arrangements tied to affiliated private funds managed by ISQ Capital LLC.

What distinguishes the firm from many peers is its extensive use of digital and platform services — web‑based investor portals, licensed estate‑document tools (Wealth.com), healthcare‑cost planning (Caribou), and a HeightZero/BitGo digital‑asset platform — and the routine passing through of related subscription or platform fees. INDSQUARE also supports hybrid advisor activity: some IARs are dually registered with LPL, hold NMLS mortgage licenses, or are licensed insurance agents and may effect commissionable insurance, mortgage, or brokerage transactions and referral arrangements (including referrals to an insurance broker and mortgage TPO), which can result in commission and referral compensation in addition to advisory fees.