Independent Wealth Management, LLC

Independent Wealth Management, LLC provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), retirement plan sponsors, trusts, estates and other entities. Its service offerings include comprehensive and modular financial plans, ongoing portfolio management under Wealth Management Premier and Wealth Management Essentials programs, and retirement plan consulting and discretionary fiduciary plan management.

The firm blends fundamental and technical analysis and implements long‑term, short‑term and trading strategies, offering both discretionary and non‑discretionary management and model‑portfolio solutions through third‑party sub‑advisors. For managed accounts it uses sponsored platforms (including Fidelity AMP and Betterment) and generally requires custody at Fidelity Institutional Wealth Services, while retaining responsibility to select and monitor sub‑advisors and model allocations on clients’ behalf.

Noteworthy aspects of the firm given its scale are that it manages roughly $203 million of client assets with a three‑adviser team and about 176 clients, and it provides ERISA fiduciary consulting plus 3(38) fiduciary plan management services for retirement plans. The brochure also discloses several operational and conflict‑of‑interest features that are less common for firms this size — including a professional services credit and modest travel offset for client visits, a requirement that some Essentials clients accept electronic‑only communications, receipt of a portion of sub‑advisor/platform compensation, and a principal who also provides advisory services through an unrelated firm.