Index Portfolio Tools Advisors

The firm provides fee-based investment management and asset allocation advice to individuals, trusts, estates, small businesses, and retirement plans. It reports about $20.0 million in client assets overall, with roughly $8.8 million managed on a discretionary basis and about $11.2 million serviced on an advice‑only basis for a small client base of 12 accounts.

The firm typically builds portfolios using listed stocks, mutual funds, exchange‑traded funds and municipal securities, using market index data and academic research to establish asset allocations and Investment Policy Statements; it incorporates limited aspects of financial planning but does not prepare comprehensive financial plans. Accounts are reviewed at least quarterly, and advisory fees are billed quarterly in advance via invoices that clients pay directly rather than being deducted from custodian accounts.

Noteworthy differences from many peers include a solo‑advisor operating structure with no additional staff and the firm’s sole investment advisor representative concurrently maintaining an active, board‑certified medical practice plus affiliated telehealth and media activities. The firm is also subject to a Maryland Consent Order dated April 18, 2023 (a $10,000 civil penalty) that requires independent examinations and periodic audits, and it follows operational practices—such as not aggregating client orders, permitting directed brokerage, and leaving proxy voting to clients—that may diverge from larger advisory firms.