Golden, CO Office

Indivisible Partners is an SEC-registered advisory firm that serves individuals, high-net-worth clients, trusts, charitable organizations, and businesses with discretionary and non-discretionary portfolio management, financial planning, and selection of third‑party investment managers. It makes available model portfolios and third‑party strategies through platforms such as AIM and offers ongoing investment supervision and consulting services.

The firm uses a strategic asset allocation framework overseen by an investment committee and permits Financial Advisors to implement active, passive, or blended approaches tailored to client risk profiles, including direct indexing, tax‑aware strategies, and access to private and semi‑liquid alternative investments for eligible clients. Indivisible also employs third‑party managers and outsourced trading and billing services, with Financial Advisors responsible for suitability and model selection for each account.

What distinguishes Indivisible from many peers is its explicit integration of third‑party credit and platform solutions and its operational treatment of borrowing: the brochure discloses new access to credit solutions through FiSpoke, Inc., discusses client use of margin and borrowing in accounts, and notes that billing and fee calculations may be based on gross account value (including margin). The firm also documents multiple third‑party relationships and research sources (for example, DFA, Franklin, Fidelity, and AIM) and discloses legacy solicitor and platform arrangements that affect how third‑party ratings, research, and services are used and presented.