Timonium, MD Office

Team
Updated today
Indivisible Partners logo

Indivisible Partners

Team

Firm-wide stats for Indivisible Partners

Total advisors

20

Across 13 offices

Clients per advisor

27 Very Low

Avg AUM per client

$3,004,459 Very High

HNW client ratio

60% Very High

About

Indivisible Partners provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), personal trusts, pension and profit‑sharing plans, charities, and businesses, offering portfolio management, financial planning/consulting, ERISA plan services, and access to third‑party managers and model portfolios. The firm reports roughly $2.08 billion in regulatory assets under management and delivers services through a team of Financial Advisors operating on its open‑architecture platform.

Investment decisions are informed by an Investment Committee’s strategic asset allocation (SAA) framework and are implemented using active, passive, or blended approaches, including separately managed accounts, direct indexing, tax‑managed equity strategies, ETFs, fixed income, and private alternative allocations where suitable. Financial Advisors provide discretionary and non‑discretionary mandates, personalize portfolios to client objectives and tax considerations, and use outsourced model, trading, and billing services (for example, Advyzon Investment Management/AIM) to execute and monitor accounts.

Noteworthy features relative to many peers include the firm’s explicit allowance of borrowing/margin within client accounts and the disclosed practice of calculating advisory fees on the gross account value when margin is used, as well as a recently introduced credit solutions offering through FiSpoke. The brochure also discloses multiple third‑party relationships and non‑cash benefits (including model and research providers such as AIM, DFA, and Franklin, and an insurance platform, DPL), together with legacy solicitor and transition support arrangements — items the firm identifies as potential conflicts and says it monitors in its disclosures.

Based on Indivisible Partners

Expertise

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments

Based on Indivisible Partners

Location

2330 West Joppa Road, Suite 200

Timonium MD 21093

Advisors at this office

6

Advisors at this office

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Beth R

Series 63, Series 65

Timonium, MD

Indivisible Partners

Beth Rosenwald is a financial advisor at Indivisible Partners with 38 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at City National Bank, RBC Capital Markets, Citigroup Global Markets, and Legg Mason Wood Walker. Rosenwald serves on the boards of Ronald McDonald House Charities of Baltimore and the Baltimore Leadership School for Young Women, and she is a committee member of United Way's Women's United chapter. Indivisible Partners provides investment advisory and financial planning services to individuals, trusts, pension plans, charities, and businesses. The firm employs a team-based approach, using an Investment Committee’s strategic asset allocation framework and a mix of active, passive, and blended strategies to tailor portfolios to client objectives.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
user avatar

Aleksandra K

Series 66

Timonium, MD

Indivisible Partners

Aleksandra Kovalerchik is a financial advisor at Indivisible Partners with 19 years of industry experience. She holds the Series 66 designation and previously worked at RBC Capital Markets Corp for 18 years and Citigroup Global Markets for one year. Kovalerchik serves on the board of a local charity affiliated with Ronald McDonald House Charities of Maryland. Indivisible Partners provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, charities, and businesses. The firm utilizes a strategic asset allocation framework and offers active, passive, and blended investment approaches through a team of financial advisors.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
user avatar

Seth J

Series 66

Timonium, MD

Indivisible Partners

Seth Jones is a Series 66-credentialed financial advisor with three years of industry experience. He currently works at Indivisible Partners, where he has been since 2026. His prior experience includes three years at RBC Capital Markets and various roles linked to St. Mary's College of Maryland and community involvement with the St. Mary's County NAACP. Indivisible Partners serves individuals, personal trusts, pension plans, charities, and businesses with investment advisory and financial planning services. The firm employs a strategic asset allocation framework and offers active, passive, and blended investment approaches, managing approximately $2.08 billion in assets through a team-based, open-architecture platform.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
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Brennan D

CFP®, Series 66

Timonium, MD

Indivisible Partners

Brennan Dunn is a CFP®-certified financial advisor at Indivisible Partners with 10 years of industry experience. He previously worked at RBC Wealth Management for 11 years before joining Indivisible Partners. Outside of his advisory role, he occasionally works weekends in event catering for Bill's Seafood, assisting with food preparation and service. Indivisible Partners provides investment advisory and financial planning services to individuals, trusts, pension plans, charities, and businesses. The firm employs a strategic asset allocation framework implemented through active, passive, and blended approaches, serving clients via a team of 20 advisors managing approximately $2.08 billion in assets.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
user avatar

Andrew C

CFP®, Series 66

Timonium, MD

Indivisible Partners

Andrew Conn is a CFP® with seven years of experience in the financial services industry. He currently serves as a financial advisor at Indivisible Partners and previously worked at RBC Capital Markets, Steward Partners, and Towson University. Indivisible Partners provides investment advisory and financial planning services to individuals, personal trusts, pension and profit-sharing plans, charities, and businesses. The firm manages approximately $2.08 billion in regulatory assets and employs a team-based approach that uses an Investment Committee’s strategic asset allocation framework alongside active, passive, and blended investment strategies.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
user avatar

Matthew K

CFP®, Series 66

Timonium, MD

Indivisible Partners

Matthew Kunkel is a CFP® and holds a Series 66 license with 26 years of experience in the financial services industry. He is currently a financial advisor at Indivisible Partners, where he has worked since 2026. His prior experience includes roles at RBC Capital Markets LLC, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. Indivisible Partners provides investment advisory and financial planning services to individuals, trusts, pension plans, charities, and businesses, managing approximately $2.08 billion in assets. The firm employs a team-based approach and utilizes a strategic asset allocation framework that integrates active, passive, and blended investment strategies across diverse asset classes.

Passive / index investing Active portfolio management Tax-loss harvesting Options & derivatives strategies Private / alternative investments
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