Inference Wealth

Inference Wealth is a newly formed, fee-only registered investment adviser that provides wealth management, investment management, and standalone financial planning to individuals, high‑net‑worth clients, and businesses. Its planning services cover cash flow, retirement, estate and tax considerations and the firm also refers clients to third‑party professionals when appropriate.

The firm’s investment approach combines fundamental analysis with both passive and active vehicles and includes proprietary, concentrated models of individual securities (typically 10–20 positions), direct indexing, and tax‑loss harvesting; it generally acts with discretionary trading authority. It also evaluates and selects outside managers when appropriate and may subscribe to third‑party model portfolios through an institutional model marketplace to complement its in‑house strategies.

Noteworthy distinctions include the use of fixed periodic fees for certain wealth management arrangements and a requirement that client accounts be held on a specific institutional custodial platform that integrates with the firm’s model marketplace. Unlike many peers, the firm does not act as a private‑fund adviser, emphasizes tax‑aware portfolio techniques and concentrated individual‑security models, and discloses reliance on a single principal for investment research and portfolio management.