Inflection Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$198,299,808
Clients
54
Advisors
2
of 4 employees
About
Inflection Financial provides investment advisory services to employer-sponsored 401(k) plans and individual wealth management clients, offering both plan-level services (including ERISA Section 3(38) discretionary investment management for most plans) and comprehensive financial planning and portfolio management for individuals. The firm also offers a Financial Advice Center for plan participants, with one-on-one video consultations (Microsoft Teams or Zoom) that are recorded with participant consent and provided as part of certain plan service tiers.
The firm’s investment process for individuals emphasizes an evidence‑based, long-term approach that prioritizes broad diversification, cost‑efficient implementation, and factor-aware exposure, with comprehensive financial planning included in its Wealth Management offering. For retirement plans, Inflection Financial applies an institutional scoring methodology that combines quantitative and qualitative factors, conducts quarterly reviews, and delivers written Fiduciary Investment Reviews on the cadence specified in each plan’s service agreement.
Inflection Financial manages approximately $491.4 million in client assets with two advisors, a level of assets per advisor that is uncommon for firms of this support size and reflects recent growth including an acquisition that added roughly 16 retirement-plan clients. Distinctive operational and governance details include a requirement that individual clients custody assets at Charles Schwab Institutional, use of a third‑party marketing service to arrange introductory meetings with prospective plan clients, and a mediation-then-binding-arbitration dispute resolution provision in its individual advisory agreements.
Client services
Expertise
Occupation focus
Fee options
$0 - $2,500,000: 0.65% (Core Advisory Fee) $2,500,001 - $7,500,000: 0.45% (Core Advisory Fee) $7,500,001+: 0.35% (Core Advisory Fee) $0 - $2,500,000: 0.80% (Enhanced Advisory Fee) $2,500,001 - $7,500,000: 0.60% (Enhanced Advisory Fee) $7,500,001+: 0.50% (Enhanced Advisory Fee)
$550 per hour for project-based consulting services
Account minimum: $1,000,000 Minimum fee: $6,000 annual minimum for Core Advisory Fee; $10,000 annual minimum for Enhanced Advisory Fee Fee-only: Wealth Management for individuals: $7,500/year base fee plus 0.50% of assets under management
Main office
San Antonio TX
Advisors at this office
2
Most active in
Texas
Also doing business as
If Advisors · If Advisors, LLC · Inflection Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Mary H
Series 63, Series 65
San Antonio, TX
Inflection Financial
Mary Haselhorst is a financial advisor with Inflection Financial in San Antonio, TX, holding Series 63 and Series 65 designations and 18 years of industry experience. Her prior roles include positions at Financial Life Advisors and Commonwealth Financial Network. Inflection Financial provides investment advisory services to employer-sponsored 401(k) plans and individual wealth management clients, focusing on an evidence-based, long-term investment approach that incorporates broad diversification and cost-efficient implementation. The firm also offers a Financial Advice Center with one-on-one video consultations for plan participants.
Philip W
CFP®, CFA®, ChFC®, Series 63, Series 65
San Antonio, TX
Inflection Financial
Philip White Jr. is a CFP®, CFA®, and ChFC® with 21 years of experience in financial advising. He is currently with Inflection Financial and has previously worked at myFinancialAnswers, LLC, Retirement Plan Fiduciaries, LLC, Dc Advisors, LLC, and USAA Financial Planning Services. Outside of advising, he is a minority owner of a quick-serve restaurant franchise and serves on the board of a multi-family real estate investment trust, where he chairs the compensation committee. Inflection Financial provides investment advisory services to employer-sponsored 401(k) plans and individual clients, focusing on evidence-based, long-term investment strategies and comprehensive financial planning. The firm manages approximately $491 million in client assets and offers plan-level discretionary investment management alongside personalized wealth management.
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