Inland Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$41,046,689
Clients
72
Advisors
2
of 2 employees
About
Inland Financial Planning provides wealth management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations and business entities, serving both high‑net‑worth and non‑HNW clients. The firm manages client portfolios on a discretionary basis and also works with plan sponsors on fiduciary matters and plan governance.
The firm uses a mix of quantitative and qualitative analysis and implements core‑and‑satellite portfolio construction, employing ETFs, mutual funds, individual securities and, when appropriate, third‑party managers; it also operates an automated investment program on Charles Schwab’s Institutional Intelligent Portfolios platform for eligible accounts. Client relationships include ongoing monitoring, quarterly reviews, rebalancing and optional faith‑based screening, and the adviser may aggregate model trades or block orders across accounts.
Noteworthy for a small advisory practice, Inland Financial Planning manages roughly $43.3 million in client assets with a two‑advisor team and documents participant educational workshops as part of its retirement plan services, an offering relatively uncommon among peers. The firm also provides ERISA 3(21) or 3(38) plan services — including discretionary authority to amend plan investment menus — and discloses that a principal maintains a significant outside role in the Air National Guard.
Client services
Expertise
Fee options
$0 - $500,000: 1.25% $500,000 - $3,000,000: 1.00% $3,000,000+: 0.75%
$200 per hour for Financial Planning projects
Account minimum: $5,000
Main office
605 E Holland Ave, Ste 115
Spokane WA 99218
Advisors at this office
2
Most active in
Idaho · Texas · Washington
Also doing business as
Cullen Financial Planning LLC · Inland Financial Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Richard C
CFP®, Series 66
Spokane, WA
Inland Financial Planning
Richard Cullen is a CFP® with 13 years of industry experience, currently serving at Inland Financial Planning in Spokane, WA. His prior roles include positions at Cullen Financial Planning LLC, Lodestone Wealth Management, and Northern Capital Management, among others. Cullen is also an officer in the Washington Air National Guard, where he has served since 2006. Additionally, he is involved in a family business that coordinates the manufacturing and sales of gardening and harvesting aprons. Inland Financial Planning provides wealth management and comprehensive financial planning services to individuals, trusts, estates, charitable organizations, corporations, and retirement plan sponsors. The firm manages discretionary portfolios using a combination of quantitative and qualitative analysis, incorporating core-and-satellite allocations and offering participant educational workshops and retirement plan advisory support.
Jennifer T
Series 65
Spokane, WA
Inland Financial Planning
Jennifer Traynor is a financial advisor at Inland Financial Planning in Spokane, WA, with two years of industry experience. She holds a Series 65 designation and previously worked for Fidelity State Bank & Trust Co. and Noonday Collection. Inland Financial Planning provides wealth management, comprehensive financial planning, and retirement plan services to individuals, trusts, estates, charitable organizations, corporations, and retirement plan sponsors. The firm combines quantitative and qualitative analysis in its investment approach, utilizing core-and-satellite allocations and offering both discretionary portfolio management and participant educational workshops.
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