Innerworks Wealth Management

The firm provides wealth management and financial planning to individuals and high‑net‑worth clients, offering ongoing discretionary investment management as well as project‑based planning engagements. Services described in the brochure include asset allocation, investment selection across stocks, bonds, mutual funds, ETFs and municipal securities, and guidance on retirement, college, tax, insurance, and estate planning.

The firm’s investment approach blends fundamental, technical, cyclical and charting analyses and uses both passive and active strategies, with the option to incorporate socially responsible (ESG) considerations at a client’s request. It also recommends and monitors third‑party outside managers and participates in Schwab’s Managed Account Platform to access separately managed accounts, multi‑strategy portfolios, and other third‑party programs while retaining ongoing oversight.

Distinctive features disclosed in the brochure include an outside business activity by the firm’s principal as a licensed real estate agent (reported to occupy a small portion of time and not used to solicit advisory clients) and the firm’s explicit practice of selecting other advisers to manage client assets, an arrangement noted as uncommon among peers. The firm is fee‑only, recently registered, and reported no assets under management as of its ADV filing date.