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Innovate Wealth

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Client assets under management

$90,278,000

Clients

46

35% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

23

Low

Average account size

$1,962,565

About

Innovate Wealth provides financial planning, estate planning assistance, tax services, and discretionary investment management to individuals, high‑net‑worth clients, and businesses. Planning engagements are delivered as a collaborative, software‑based process with ongoing client access and periodic meetings rather than a one‑time written plan.

The firm’s investment approach centers on passive, asset‑allocation portfolios for a long‑term horizon, augmented by trend‑following adjustments and equity factor tilts toward value and momentum; Innovate Wealth also applies fundamental, technical, and cyclical analysis as input to allocation decisions. It manages client assets on a discretionary basis (approximately $90.5 million as of March 2026) and does not manage assets on a non‑discretionary basis outside its investment program.

What is uncommon about Innovate Wealth relative to many peers is that it serves as a wrap fee program sponsor and limits its investment management offerings to that wrap structure, paying brokerage costs on clients’ behalf within the program. The firm also coordinates estate‑document preparation via a third‑party, attorney‑supported platform and facilitates tax preparation through a third‑party CPA, alongside providing continuous, software‑driven planning access.

Client services

Financial planning Portfolio management Retirement plan services

Expertise

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Retirement income strategy General tax planning

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Fee options

Fixed

Financial Planning fixed fee of $3,800 for 12-month engagement, payable as $1,400 deposit plus $800 quarterly payments or $4,200 monthly payments of $350; Estate Planning assistance base fee of $800

Project-based

Financial Planning hourly rate of $275 per hour

Other

Fee-only: Financial Planning fixed fee of $3,800 for 12-month engagement; Estate Planning assistance base fee of $800; Tax services fees range from $500 to $1,250 based on complexity; Financial Planning hourly rate $275/hour

Main office location

Innovate Wealth

Scottdale PA, United States

Number of offices

3

Most active in

More info

Pennsylvania · Texas · Utah

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

X Website 704-232-7410

Advisors at this firm

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user avatar

Todd P

Series 63, Series 65

Park City, UT

Innovate Wealth

Todd Pierce is a financial advisor at Innovate Wealth in Park City, UT, holding Series 63 and Series 65 licenses. He has experience in the industry since 2019, with prior roles at MNS International, Utah Peaks Capital, and Conventus Capital. Innovate Wealth provides financial planning, estate planning assistance, tax services, discretionary investment management, and retirement plan services to individuals, businesses, and high-net-worth clients. The firm employs a software-based collaborative planning process and uses a passive, asset-allocation investment approach supplemented by trend-following signals and factor tilts, managing approximately $63 million across 42 client relationships.

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Retirement income strategy General tax planning
user avatar

Steven S

CFP®, Series 66

Scottdale, PA

Innovate Wealth

Steven Sivak is a CFP® with 19 years of industry experience and has been with Innovate Wealth since 2016. He holds a Series 66 license and operates Park City Custom Garage, a business specializing in custom garage upfits. Innovate Wealth serves individuals, businesses, and high-net-worth clients by providing financial planning, estate planning assistance, tax services, and discretionary investment management through a wrap-fee program. The firm employs a passive, asset-allocation investment approach supplemented by trend-following signals and factor tilts, and it integrates estate-document and tax preparation services into its offering.

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Retirement income strategy General tax planning
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