Innovative Financial Solutions, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Innovative Financial Solutions, Inc. is an independent, single‑advisor registered investment adviser that manages approximately $89,184,000 in discretionary client assets across about 90 client relationships. The firm offers comprehensive financial planning and portfolio management for individuals, implements recommendations through recommended third‑party investment managers, and supports implementation of insurance and annuity products where appropriate.
The firm’s investment process draws on fundamental analysis and a blend of approaches—active management, passive indexing, core‑and‑satellite construction and modern portfolio theory—using vehicles such as mutual funds, ETFs, individual equities, fixed income, MLPs and direct participation programs. Portfolios are managed primarily on a discretionary basis but the firm also places clients with institutional third‑party managers after conducting due diligence and documents client objectives and restrictions in written investment guidelines.
Compared with many independent solo advisers, the firm routinely provides complimentary educational workshops on planning and investing and offers retirement plan consulting as a limited‑scope fiduciary under §3(21) of ERISA, advising three employer‑sponsored plans with approximately $4.6 million in plan assets. The firm’s combination of a solo adviser model managing near $90 million in AUM, the active provision of employer plan services, and the principal’s insurance licensing for annuities and life/health products is a service mix that is less common among peers.
Client services
Expertise
Occupation focus
Fee options
$0 - $250,000: 1.60% $250,000 - $500,000: 1.30% $500,000 - $1,000,000: 1.00% $1,000,000 - $3,000,000: 0.85% $3,000,000 - $5,000,000: 0.75% $5,000,000+: 0.65%
Insurance agent commissions for annuities, life, health, and long-term care products
Limited-scope planning hourly fee of $420 per hour, billed in 15-minute increments
Minimum fee: Financial planning fixed fees range from $1,000 to $20,000; deposit of $500 or half of quoted fee required at engagement Fee-only: Financial planning fixed fees and hourly fees; portfolio management asset-based fees; retirement plan asset-based fees
Main office
2370 W. Ray Road, Suite 3
Chandler AZ 85224
Advisors at this office
1
Most active in
Arizona · Texas
Also doing business as
Innovative Financial Solutions · Innovative Financial Solutions, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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