Innovator Wealth Advisor, LLC

Innovator Wealth Advisor, LLC provides asset management, financial planning, and limited-scope financial consulting to individuals, small business owners, pension and profit-sharing plans, trusts, and estates. The firm manages a very small client base and administers client assets on a discretionary basis, typically using percentage-of-AUM fee arrangements and offering both one-time and ongoing planning engagements.

The firm’s investment approach emphasizes long-term, passive buy-and-hold strategies guided by modern portfolio theory, with portfolio construction driven by strategic asset allocation and periodic rebalancing; the brochure also highlights a preference for international exposure as a diversification source. Innovator implements discretionary trading authority, documents client goals in investment policy statements, and may engage third‑party managers via custodial platforms to execute its strategies, with at least quarterly monitoring and annual reviews.

A notable distinguishing feature is the firm’s affiliation with an accounting and tax practice operated by the principal, so tax and accounting services may be recommended or provided through an affiliated CPA firm; the brochure discloses this conflict of interest and says referrals are made only when in the client’s best interest and are optional. The firm’s single-advisor structure with a handful of clients and modest assets under management suggests a high degree of advisor involvement and may appeal to clients seeking integrated tax-aware planning and individualized service.