Inovo Wealth Architects
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Inovo Wealth Architects is an SEC-registered advisory firm that provides portfolio management and comprehensive financial planning to individuals, corporations, retirement plan sponsors, trusts, estates and charitable organizations. The firm offers both discretionary and non‑discretionary portfolio management, standalone financial planning engagements, and retirement plan advisory services for plan sponsors.
Investment portfolios are constructed around diversification across traditional and alternative asset classes and are tailored to six risk-profile strategies; the firm monitors economic and market conditions and adjusts allocations and managers as appropriate. Inovo routinely uses third‑party managers and model portfolios, including selecting SMA portfolio managers and participating in a manager/model platform, and it may place client assets with sub‑advisers where suitable.
Noteworthy aspects that distinguish Inovo from many peers include its offering of fixed‑fee standalone financial planning arrangements and the fact that its principals are also licensed to sell insurance and operate as registered representatives, which the brochure discloses as a source of potential conflicts separate from its fee‑only advisory work. The firm’s explicit use of sub‑advisers and managed account platforms, together with its stated willingness to include alternative investments such as private equity, hedge funds and private REITs in client strategies, is less common among firms in this registration category.
Client services
Expertise
Occupation focus
Fee options
Standalone financial planning fees: $12,000 (W2 Clients), $18,000 (Business Owners), $24,000 (Complex Planning)
$0 - $499,999: 1.4% $500,000 - $999,999: 1.25% $1,000,000 - $1,999,999: 1.0% $2,000,000 - $2,999,999: 0.85% $3,000,000 - $4,999,999: 0.7% $5,000,000+: 0.60%
Account minimum: $25,000 Minimum fee: Household minimum fee of $5,000 per annum which may be waived. Fee-only: Yes, fee-only advisory firm compensated by clients only; no commissions or rebates.
Main office
1020 Galloping Hill Rd. Ste 202
Union NJ 07083
Advisors at this office
2
Most active in
Florida · Maine · New Jersey · New York · North Carolina · Pennsylvania · Virginia · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Luis D
CFP®, Series 63, Series 65
Union, NJ
Inovo Wealth Architects
Luis Dacosta is a CFP® professional with 25 years of experience in the financial services industry and has been with LPL Financial since 2005. He is based in Caldwell, NJ, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in a family construction business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management options supported by research from LPL Research and third-party subadvisors.
Anthony C
CFP®, Series 63, Series 65
Union, NJ
Inovo Wealth Architects
Anthony Calabrese is a CFP® professional with 24 years of industry experience, currently affiliated with LPL Financial since 2005. He has engaged in various insurance-related business activities, including managing group health and non-variable insurance products. Outside of financial advising, he serves as president and coach of The Full Kourt Academy Basketball. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a large national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by proprietary and third-party research, with both discretionary and non-discretionary management options.
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