INS Capital Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,572,634
Clients
17
18% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
17
TypicalAverage account size
$680,743
About
The firm is a small, independent, fee‑only investment adviser managing roughly $11.6 million for a limited number of individual and household clients. It provides discretionary portfolio management and standalone financial planning, charging asset‑based fees and not accepting commissions.
Its investment approach is ETF‑centric, offering a passive “Serious Dough Adviser” suite with three model allocations that are periodically rebalanced and an actively managed “ETF Adviser” option that may include leveraged long and short ETFs, mutual funds, bonds, certificates of deposit and limited individual stock positions. The firm uses technical, quantitative and qualitative analysis to inform allocation and trade decisions and manages client accounts on a discretionary basis.
Noteworthy for a firm of this size, the adviser explicitly prioritizes ETFs as the core portfolio holdings while permitting the use of leveraged ETFs and up to 30% individual stock exposure in active accounts, and it discloses ongoing CMT/technical‑analysis experience within its advisory process. The firm operates as a solo practitioner, reports no commission or performance‑based compensation, imposes no stated account minimum, and leaves proxy voting responsibility with clients.
Client services
Financial planning
Portfolio management
Expertise
Passive / index investing
Active portfolio management
Fee options
$0+: 0.50% annually for Serious Dough Adviser accounts (all three model allocations: Moderate Growth, Intermediate Growth, Aggressive Growth) $0+: 1.00% annually for ETF Adviser accounts
Fee-only: Financial Planning Services fees negotiated typically from $500 to $2,500
Main office location
INS Capital Management, LLC
Dickinson ND, United States
Number of offices
1
Most active in
INS Capital Management, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado · North Dakota · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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