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Inspiration Financial Planning

Updated today

Client AUM

$14,707,784

Clients

16

Advisors

1

of 1 employees

About

Inspiration Financial Planning is a small, state‑registered independent advisory firm that serves individuals, businesses and high‑net‑worth clients, managing approximately $14.7 million in discretionary assets across 16 client relationships. The firm offers ongoing and project‑based comprehensive financial planning, investment advisory services delivered through third‑party money managers, employee benefit plan advisory, and educational seminars.

The firm’s investment approach emphasizes passive portfolio construction implemented via outside managers and custodial platforms (including Betterment Institutional and GeoWealth/Schwab), with a formal due‑diligence and periodic monitoring process for those managers. Clients receiving ongoing planning are provided written plans, quarterly check‑ins and continuous access to the adviser, and the firm coordinates with third‑party attorneys, tax professionals, or scrivener services for estate document facilitation when requested.

What is distinctive is the breadth of client types reported for a one‑advisor independent firm: the brochure lists relationships with sovereign wealth funds, banking or thrift institutions, state and municipal governments, insurance companies, other investment advisers, charitable organizations, corporate clients and pension or profit‑sharing plans — categories that are uncommon among peers. The firm pairs planner‑led, client‑facing services (financial plans, plan reviews, and estate document facilitation) with outsourced discretionary management and wrap‑fee platform arrangements, creating a hybrid operating model relative to many solo independent advisers.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Cash flow / budgeting College savings (529s, UTMA, etc.) Retirement income strategy

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Fee options

Fixed

Financial Planning Projects fees range from $1,000 to $10,000; Estate document facilitation/creation services offered at an additional undisclosed cost

Percentage

$0 - $1,000,000: 1.15% $1,000,001 - $5,000,000: 0.55% $5,000,001+: 0.25%

Subscriptions

Comprehensive Financial Planning fee may be paid monthly as 1/12 of annual fee

Other

Minimum fee: Comprehensive Financial Planning annual fee ranges from $4,200 to $15,000 based on client complexity Fee-only: Comprehensive Financial Planning fees ($4,200-$15,000 annually) and Financial Planning Projects fees range from $1,000 to $10,000

Main office

5858 Dryden Pl, Suite 211

Carlsbad CA 92008

Advisors at this office

1

Most active in

California

Also doing business as

Inspiration Financial Planning · Inspiration Financial Planning LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Nannette B

CFP®, RICP®

Carlsbad, CA

Inspiration Financial Planning

I’m on a mission to inspire women to be more intentional with their financial choices and provide a place where they can learn and share – without judgment. I’ve been through divorce and death of loved ones, I’ve worked with hundreds of clients with unique financial situations. One thing hasn’t changed throughout my career – my commitment to providing personalized services to my clients to inspire their financial journeys. You’re a busy professional woman in the middle to later stages of your career (or maybe you’ve already retired!). You have a lot going on, but you want to make sure you’re making smart financial moves. Whether you’re the family CFO or not, you want to be treated with respect. You won’t be afraid to ask questions and learn what you don’t know. You’d like to find someone you can bounce ideas off of, to get help making financial decisions, or to delegate to an expert. Finances don’t have to be a drag. You probably are already in the habit of saving. You may be making a lot of money, but haven’t been intentional about what you’re doing with it. Throughout my career, I’ve been inspired by so many women who are doing amazing things in their professional lives. However, the traditional financial advice industry does not serve us well. ➡️Our plans need to account for income shortfalls due to the gender pay gap – leading to a lifetime of reduced savings opportunities. ➡️We may need to plan around periods of income plateaus due to caregiving responsibilities for children or parents – it’s important to be intentional about career choices. ➡️Women live longer than men and are often entering or experiencing retirement solo – this impacts all aspects of retirement income, taxes, and leaving a legacy.

General retirement planning Women Professionals Gen X (Born 1965-1980)
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