Inspiration Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Inspiration Financial Planning is a small, state‑registered independent advisory firm that serves individuals, businesses and high‑net‑worth clients, managing approximately $14.7 million in discretionary assets across 16 client relationships. The firm offers ongoing and project‑based comprehensive financial planning, investment advisory services delivered through third‑party money managers, employee benefit plan advisory, and educational seminars.
The firm’s investment approach emphasizes passive portfolio construction implemented via outside managers and custodial platforms (including Betterment Institutional and GeoWealth/Schwab), with a formal due‑diligence and periodic monitoring process for those managers. Clients receiving ongoing planning are provided written plans, quarterly check‑ins and continuous access to the adviser, and the firm coordinates with third‑party attorneys, tax professionals, or scrivener services for estate document facilitation when requested.
What is distinctive is the breadth of client types reported for a one‑advisor independent firm: the brochure lists relationships with sovereign wealth funds, banking or thrift institutions, state and municipal governments, insurance companies, other investment advisers, charitable organizations, corporate clients and pension or profit‑sharing plans — categories that are uncommon among peers. The firm pairs planner‑led, client‑facing services (financial plans, plan reviews, and estate document facilitation) with outsourced discretionary management and wrap‑fee platform arrangements, creating a hybrid operating model relative to many solo independent advisers.
Client services
Expertise
Fee options
Financial Planning Projects fees range from $1,000 to $10,000; Estate document facilitation/creation services offered at an additional undisclosed cost
$0 - $1,000,000: 1.15% $1,000,001 - $5,000,000: 0.55% $5,000,001+: 0.25%
Comprehensive Financial Planning fee may be paid monthly as 1/12 of annual fee
Minimum fee: Comprehensive Financial Planning annual fee ranges from $4,200 to $15,000 based on client complexity Fee-only: Comprehensive Financial Planning fees ($4,200-$15,000 annually) and Financial Planning Projects fees range from $1,000 to $10,000
Main office
5858 Dryden Pl, Suite 211
Carlsbad CA 92008
Advisors at this office
1
Most active in
California
Also doing business as
Inspiration Financial Planning · Inspiration Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
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