Integral Financial Planners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Integral Financial Planners is an independent, state-registered investment adviser that serves individuals, high‑net‑worth individuals, and small businesses. The firm provides modular and broad-based financial planning, ongoing portfolio management, investment consultation, and business consultation services including employee benefits and retirement plan advice.
Investment portfolios are constructed using Modern Portfolio Theory and informed by third‑party research, portfolio analytics, scenario analysis, and stress testing, with accounts managed on a discretionary basis. Financial planning follows a three‑step discovery/diagnosis/implementation process and can include implementation support and ongoing monitoring at the client’s request.
Noteworthy aspects include a solo‑advisor structure that nevertheless reports roughly $8.88 million in discretionary assets across about ten clients, and an explicit emphasis on assisting small businesses while clarifying it does not serve as an ERISA §3(38) investment manager or §3(16) plan administrator. The firm also discloses that planning fees may be waived for clients who place assets under its management and that it does not vote client proxies.
Client services
Expertise
Fee options
Project-based fixed fees ranging from $495 to $1,495.
$0 - $250,000: 1.15% annually $250,001 - $500,000: 1.00% annually $500,001 - $750,000: 0.85% annually $750,001 - $1,000,000: 0.75% annually $1,000,001 - $1,500,000: 0.70% annually $1,500,001 - $3,000,000: 0.65% annually $3,000,001 - $4,000,000: 0.60% annually $4,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.40% annually
Monthly ongoing planning services fees ranging from $99 to $249.
Fee-only: Project-based fixed fees ranging from $495 to $1,495; monthly ongoing planning fees ranging from $99 to $249; fees waived for clients with assets under management.
Main office
Rockport ME
Advisors at this office
1
Most active in
Maine · New York
Also doing business as
Integral Financial Planners · Integral Financial Planners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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