Integral Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Integral Financial Planning LLC serves individuals—including high-net-worth clients—as well as trusts and estates, providing personalized financial planning, comprehensive wealth management, and income tax preparation. The firm operates on a fee-only basis and does not accept commissions or sell commissioned financial products.
Investment advice emphasizes mutual funds and exchange-traded funds and draws on fundamental analysis and modern portfolio theory to align portfolios with clients’ objectives and risk tolerances. Comprehensive wealth management is provided only after delivery of a written financial plan, and the firm generally manages client accounts on a non‑discretionary basis so clients retain final approval for trade execution.
Distinctive features include that the firm’s principal is a Registered CPA and income tax preparation is explicitly integrated into the advisory offering, a service mix that is uncommon among peers. The firm’s compensation model is also atypical for supported firms: it relies on fixed and hourly fees rather than a percentage‑of‑AUM billing approach, and it reports essentially all managed assets as non‑discretionary.
Client services
Expertise
Fee options
Financial Planning fixed fee ranges from $3,500 to $6,000; Comprehensive Wealth Management fixed annual fee ranges from $3,200 to $23,500, billed quarterly in arrears.
Hourly financial planning fees are $250 per hour and negotiable.
Account minimum: No minimum stated; however, the firm may terminate accounts it deems too small to manage effectively, based on its sole discretion. Minimum fee: Minimum fees may be waived or negotiated based on client circumstances; no specific minimum dollar amount universally required. Fee-only: Integral is strictly a fee-only advisor; no commissions accepted.
Main office
Naperville IL
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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