Integrated Benefits, Incorporated
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$81,209,753
Clients
150
Advisors
2
across 2 offices
About
Integrated Benefits, Incorporated provides investment management, financial planning, and retirement plan consulting to high‑net‑worth individuals, families, trusts, estates, and businesses, and also serves employer plan sponsors. Services are offered through separate agreements for asset management, financial planning, and retirement plan consulting, with both discretionary portfolio management and non‑discretionary plan consulting engagements available.
The firm pursues a customized, primarily long‑term investment approach grounded in fundamental analysis, constructing portfolios from mutual funds, ETFs, individual equities and fixed income while retaining legacy positions where appropriate for tax or portfolio‑fit reasons. Integrated Benefits monitors accounts at least annually, rebalances or trades as needed to meet client objectives, and implements client instructions through designated custodians via an institutional custodial relationship.
A noteworthy feature is that advisory personnel also recommend and sell insurance products and may receive commissions for those sales, a potential conflict the firm discloses and addresses in its policies. The firm also provides retirement plan consulting under ERISA fiduciary designations (e.g., section 3(21) or 3(38)) and manages both discretionary individual assets and non‑discretionary plan assets, reflecting a mix of retail and institutional plan work uncommon for many firms of its size.
Client services
Expertise
Fee options
Fixed and recurring fees ranging from $500 to $10,000
$0 - $500,000: 1.00% $500,001 - $1,500,000: 0.85% $1,500,001 - $2,500,000: 0.70% $2,500,001 - $5,000,000: 0.55% $5,000,001+: 0.40%
Up to $350 per hour
Fee-only: Fixed and recurring fees from $500 to $10,000; Hourly rate up to $350/hour
Main office
See officeGrand Junction CO
Advisors at this office
1
Offices (2)
Most active in
California · Colorado · Texas
Also doing business as
Fox Building LLC · Integrated Benefits, Incorporated · Roy E. Stachnik Dba New York Life Insurance Company
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Roy S
Series 63
Grand Junction, CO
Integrated Benefits, Incorporated
Roy Stachnik is a financial advisor with Integrated Benefits, Incorporated in Grand Junction, Colorado, holding a Series 63 designation and over 42 years of industry experience. He has worked at Integrated Benefits since 1989 and served with OSAIC for 25 years. He has been a career agent with New York Life Insurance Company since 1983, currently operating under a Retired Agent's Contract. Integrated Benefits, Incorporated provides investment management, financial planning, and retirement plan consulting to high-net-worth individuals, families, trusts, estates, and businesses, including employer plan sponsors. The firm uses a customized, primarily long-term investment approach based on fundamental analysis and manages both discretionary individual assets and non-discretionary plan assets.
Sarah S
Series 66
Aspen, CO
Integrated Benefits, Incorporated
Sarah Stachnik is a financial advisor at Integrated Benefits, Incorporated with six years of industry experience. She holds a Series 66 designation and has also worked with OSAIC Wealth Inc. Outside of her advisory role, she is a licensed insurance agent involved in commission-based insurance sales. Integrated Benefits, Incorporated provides investment management, financial planning, and retirement plan consulting to high‑net‑worth individuals, families, trusts, estates, businesses, and employer plan sponsors. The firm utilizes a customized, primarily long‑term investment approach and serves both retail clients and institutional plan sponsors.
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