Integrated Capital Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Integrated Capital Planning LLC is a small, state‑registered advisory firm managing approximately $29.9 million on behalf of roughly 35 individual and high‑net‑worth clients, family trusts, and businesses. The firm provides financial planning (hourly, project‑based, and ongoing comprehensive), discretionary investment management via third‑party/sub‑advisors, retirement plan consulting, and related services including coordination of personal tax return preparation.
ICP’s investment process is grounded in Modern Portfolio Theory and combines passive and active strategies, often implemented through a sub‑advisory arrangement with Focus Partners while exercising discretion when authorized. The firm constructs client‑specific investment policy statements, conducts quarterly reviews, offers held‑away account oversight, and incorporates specialized planning for equity compensation and employee benefit optimization into ongoing advice.
What distinguishes the firm from many peers is its affiliation with a public accounting practice: the principal operates an accounting/tax firm and clients may be referred between the advisory and accounting entities, with tax preparation sometimes coordinated through third‑party accounting providers. The combination of a small advisor team, focused client roster, integrated tax/accounting coordination, and targeted equity‑compensation planning is a less common service mix among similarly supported firms.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fixed fee $2,500 minimum retainer up to $5,000 total
$0 - $1,000,000: 0.90% $1,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.70% $10,000,001 - $25,000,000: 0.60% Above $25,000,000+: 0.40%
$300 - $500 per hour depending on professional
Ongoing Comprehensive Financial Planning fees up to $1,000 per month or $3,000 per quarter
Account minimum: $1,000,000 Fee-only: Project-Based Financial Planning fixed fees ranging from $2,500 to $5,000; Hourly Financial Planning fees from $300 to $500 per hour; Ongoing Comprehensive Financial Planning with an upfront fee up to $50,000 plus ongoing fees up to $1,000/month or $3,000/quarter; Personal Tax Return Preparation fees negotiated per engagement
Main office
550 SW Industrial Way, Suite 201
Bend OR 97702
Advisors at this office
2
Most active in
Oregon
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Gregory F
CFP®
Bend, OR
Integrated Capital Planning LLC
Gregory Fowler is a CFP® and principal owner of Integrated Capital Planning LLC with five years of experience in financial advising. He also owns Fowler and Co., Inc., where he provides tax and accounting services, which constitute the majority of his professional time. Additionally, he serves as a consultant with The Mountain Group, LLC, offering financial modeling, project management, and forensic accounting services. Integrated Capital Planning LLC offers financial planning, investment management, retirement plan consulting, and personal tax return preparation to individuals, high-net-worth clients, family trusts, and businesses. The firm uses modern portfolio theory to implement both passive and active strategies and integrates its advisory services with the affiliated accounting practice owned by Mr. Fowler, supporting coordinated tax and accounting solutions.
Stephen A
CFP®
Bend, OR
Integrated Capital Planning LLC
Stephen Andrusko is a CFP® professional with three years of industry experience. He has worked at Integrated Capital Planning LLC since 2023 and previously held roles at Stifel and Ameriprise Financial. Integrated Capital Planning LLC is a small, state-registered advisory firm managing approximately $29.9 million for individual and high-net-worth clients, family trusts, and businesses. The firm combines passive and active investment strategies grounded in Modern Portfolio Theory and integrates financial planning with tax and accounting coordination through an affiliated public accounting practice.
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