Integrated Financial Coaching and Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Integrated Financial Coaching and Planning is a fee-only registered investment adviser that works with individuals, families, high-net-worth clients and small businesses. The firm offers comprehensive financial planning with ongoing investment management and also provides a limited-scope Financial Fitness Review engagement for shorter, consultative work.
The firm uses a strategic asset-allocation approach, building diversified portfolios primarily with no-load mutual funds and ETFs, periodically rebalancing and occasionally tilting toward factor exposures such as Size, Value and Profitability; its stated emphasis is on diversification, cost control and tax efficiency. It acts as a fiduciary for retirement accounts, typically manages client accounts on a discretionary basis, and conducts reviews at least annually.
Notably, the firm does not use percentage-of-assets billing, relying instead on fixed-fee and limited-engagement arrangements—a billing model that is less common among independent advisers. The practice is a solo operation with a small client base (18 clients) and managed assets of $9,973,518 in discretionary accounts and $660,292 in non-discretionary accounts as of December 31, 2024, and the firm’s founder discloses a separate life and business coaching practice as an outside business activity.
Client services
Expertise
Demographic focus
Fee options
Financial Fitness Review fee: $2,000 flat fee
$0 - $1,000,000: $6,000 annually (fixed fee) $1,000,000 - $2,000,000: $8,500 annually (fixed fee) $2,000,000 - $3,000,000: $12,500 annually (fixed fee) $3,000,000+: $17,500 annually (fixed fee)
Minimum fee: Tier 1 (assets below $1,000,000): $6,000; Tier 2 ($1,000,000-$2,000,000): $8,500; Tier 3 ($2,000,000-$3,000,000): $12,500; Tier 4 (above $3,000,000): $17,500 Fee-only: Flat fee for Financial Fitness Review: $2,000
Main office
Weaverville NC
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Integrated Financial Coaching And Planning · Integrated Financial Coaching And Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")