Integrity First Planners, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Integrity First Planners, Inc. provides personalized financial planning and discretionary investment management to individuals and business entities, serving executives, retirees and participants in employer‑sponsored retirement plans. The firm also delivers consulting services to plan sponsors and manages individual participant accounts for 401(k), 403(b), pension and profit‑sharing arrangements.
Investment programs are tailored to client objectives and documented through investment policy statements, with analysis that includes fundamental and technical approaches and a mix of long‑ and short‑term strategies. The brochure discloses that the firm may employ derivatives and borrowing in separately managed accounts and offers performance‑based fee arrangements to qualified clients.
Distinctive features compared with many independent peers include providing ERISA plan consulting (including acting as a 3(21) advisor or a discretionary 3(38) investment manager) alongside a principal who maintains an affiliated insurance sales practice and may receive commissions for insurance products; these relationships and potential conflicts are disclosed and mitigated by firm policies. The firm’s stated willingness to use margin, options and other derivatives in client accounts, together with the availability of performance‑based compensation, is uncommon for firms of this size.
Client services
Occupation focus
Fee options
$0 - $500,000: 1.5% annually $500,001 - $1,000,000: 1.1% annually $1,000,001+: 0.7% annually
Fees charged on traditional insurance products via commissions by firm's president (licensed insurance agent)
$125 per hour for financial planning and consulting services
10% performance fee on quarterly gains for qualified clients with at least $1 million under management or $2 million net worth, based on a high water mark
Main office
Bratenahl OH
Advisors at this office
1
Most active in
Florida · Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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