Interactive Wealth Advisors

Interactive Wealth Advisors is an independent, fee-only registered investment adviser with a two-advisor team managing roughly $91 million for about 63 individual clients, including retirees, skilled professionals, business owners and executives. The firm offers ongoing wealth management and coordinated financial planning (financial planning is provided only in conjunction with its wealth management service) and also provides targeted consulting on estate, tax, retirement, cash-flow and insurance-related matters.

An internal Investment Committee, led by the firm’s CFP®-credentialed principal, constructs diversified portfolios using a tactical, proactive asset-allocation approach that blends passive and active strategies across mutual funds, ETFs, bonds, REITs and other asset classes. Interactive typically manages accounts on a discretionary basis, provides regular reviews and quarterly reporting, and coordinates implementation with outside tax, legal and insurance specialists while operating under a fiduciary, fee-only model without commission-based product sales.

Several of the firm’s operational practices differ from many small advisers: it does not vote client proxies, it will not engage sub-advisors for clients who are residents of Washington, and it delivers financial planning only as part of an ongoing wealth-management relationship rather than as a standalone service. The firm also relies on institutional custody and research relationships (Schwab Institutional) and has a billing practice that treats margined securities as managed assets while excluding outstanding margin debt from the asset calculation.