International Discount Investors

The firm provides investment supervisory services and individual portfolio management to individuals (including both non-high-net-worth and high-net-worth clients), charitable organizations, and corporations, managing roughly $53.9 million in discretionary assets for 66 clients. Services begin with personal discussions to establish an investment policy statement and continue with ongoing discretionary portfolio management tailored to each client’s objectives, time horizon, risk tolerance, and liquidity needs.

Investment decisions draw on a mix of fundamental and technical analysis, mutual fund and ETF selection, and asset-allocation principles, and the firm may implement long-term, short-term or trading strategies as appropriate; margin transactions are used when consistent with client objectives. Accounts are monitored continuously and formally reviewed at least quarterly, and clients may impose reasonable investment restrictions while the firm typically acts with discretionary authority.

Noteworthy features include a client base that explicitly includes corporate and charitable clients in addition to individuals, a mix that is statistically uncommon for firms of this structure, and a long operating history with no disciplinary disclosures. The firm’s personnel are licensed to sell insurance and may receive commissions for those sales (with advance disclosure and a policy preventing simultaneous commission and advisory fees on the same assets), and the firm requires custody through an institutional Schwab platform and uses block trade aggregation and related institutional services.