Bellevue, WA Office

Intirety advises primarily individual clients rather than high‑net‑worth households, providing ongoing asset management on a discretionary or non‑discretionary basis alongside financial planning and retirement rollover guidance. The firm manages portfolios composed mainly of mutual funds, ETFs and individual equities and offers plan‑level education for retirement plan participants.

The firm’s investment process draws on a mix of behavioral, charting, cyclical, fundamental and technical analysis to set allocations and monitor accounts, with formal reviews conducted at least annually and typically monthly or quarterly in line with client billing. Portfolios may include a range of instruments discussed in the brochure — from traditional fixed income and equity funds to alternatives, structured products, and certain volatility‑ or leverage‑linked ETFs — and the firm describes monitoring and risk controls for these exposures.

What distinguishes Intirety from many peers is that it sponsors and serves as the portfolio manager for a wrap fee program that bundles advisory, trading and custody services into a single programmatic offering. The firm also discloses that financial planning is provided at no additional cost for clients who maintain an asset management relationship, that an owner is separately licensed to sell insurance and receives commission compensation (reported as less than 5% of his time), and that it recommends custody through a single institutional provider whose services the firm uses in multiple operational and practice‑management ways.