Intrepid Financial Services, LLC
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About
Intrepid Financial Services serves individual and high‑net‑worth clients with financial coaching, one‑time portfolio analyses, and investment advisory services. Rather than directly trading or holding custody, the firm arranges ongoing portfolio management through a tri‑party relationship with a third‑party money manager.
The firm’s approach centers on coaching clients to articulate a “purpose for money” and avoiding stock‑picking, market‑timing, and track‑record investing, reflecting an efficient‑market, asset‑class diversification philosophy. Portfolios are implemented using broadly diversified mutual‑fund and structured‑fund allocations managed and monitored by the third‑party manager, which holds discretionary authority for trading.
Distinctive aspects include a disclosed affiliation with an estate‑planning law practice and access to a licensed insurance agent who may offer commissionable products, relationships the firm identifies as potential conflicts of interest. The adviser is small in scale with a limited client base, offers an optional flat‑fee portfolio analysis, and does not take custody or direct trading authority over client accounts while relying on proprietary third‑party portfolios not generally available to the public.
Client services
Expertise
Fee options
$500 one-time fee for optional portfolio analysis
$0 - $1,000,000: 0.99% annually $1,000,001 - $4,000,000: 0.75% annually $4,000,001+: 0.50% annually
Account minimum: $200,000 Fee-only: 0.50% to 0.99% annually on assets under management (tiered)
Main office
13913 Quail Pointe Drive Suite B
Oklahoma City OK 73134
Advisors at this office
2
Most active in
Oklahoma
Also doing business as
Intrepid Financial Services, LLC · Parman Financial Coaching LLC · Parman Financial Coaching, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Scott P
Series 65
Oklahoma City, OK
Intrepid Financial Services, LLC
Scott Parman is a financial advisor with Intrepid Financial Services, LLC, holding a Series 65 designation and over 10 years of industry experience. He has been involved with Parman & Easterday, an estate planning law firm, since 2008, where he serves as Director of Client and Community Relations. Parman also operates Parman Financial Coaching LLC, which he founded in 2015. Intrepid Financial Services serves individual and high-net-worth clients by providing financial coaching, ongoing education, and access to investment portfolio management through a third-party manager. The firm emphasizes market efficiency and broad diversification, avoiding stock-picking and market timing in its investment approach.
Larry P
Series 63, Series 66
Oklahoma City, OK
Intrepid Financial Services, LLC
Larry Parman is a financial advisor with Intrepid Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He operates Parman Financial Coaching LLC and The Parman Group PLLC, and has been affiliated with Metlife Securities, Inc. since 2011. Outside of his advisory work, Parman is an attorney providing estate planning services and is a contributing writer for the Daily Oklahoman and CEO Maestro.com. Intrepid Financial Services serves individual and high-net-worth clients by combining financial coaching, education, and access to investment portfolio management. The firm emphasizes market efficiency and broad diversification, working with a third-party manager for discretionary portfolio management.
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