A complete list of active advisors currently associated with Investment Answers

Warmer can help you find a great advisor at Investment Answers or one who fits your needs even better.

Investment Answers provides discretionary and non‑discretionary portfolio management primarily to individual and high‑net‑worth clients, preparing an Investment Policy Statement for each relationship. Services cover a broad range of investments including mutual funds, equities, fixed income, ETFs (including precious‑metal ETFs), private equity funds, and insurance products such as annuities. The firm implements three model portfolios (Conservative, Balanced, Growth) tailored to client goals, time horizon, and documented risk tolerance, and performs at least quarterly portfolio reviews while clients receive monthly custodian statements. Its investment process combines charting (technical) and fundamental analysis and includes both long‑term and short‑term trading strategies. Notably, the firm maintains an unusually high number of client relationships per advisory professional (over 250 clients per advisor), which is atypical among peers and indicates a more model‑driven service delivery. The firm is also affiliated with an insurance business and discloses that its advisory personnel are licensed to recommend commissionable insurance products, a relationship it acknowledges as a potential conflict of interest.

To learn more about the advisors currently working at Investment Answers, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Richard Terlau	Louisville, KY	19

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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