I
Investment Research Corporation
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$64,404,501
This total excludes 7 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
81
53% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
81
Very HighAverage account size
$795,117
About
Investment Research Corporation serves individual investors, high-net-worth individuals and corporations with financial planning, portfolio management and access to third‑party investment managers. The firm provides ongoing investment supervisory services and financial planning that covers retirement, college, tax and estate considerations, and typically charges fees based on assets under management.
The firm’s investment approach emphasizes asset allocation and a buy‑and‑hold strategy, focusing on mutual funds with multi‑year track records and strong relative performance, and it prepares client-specific investment policy documentation and regular reviews. IRC also offers non‑discretionary supervisory services and arranges discretionary third‑party manager relationships while continuing to monitor those managers on clients’ behalf.
Notably, the firm and its associated persons act as appointed agents of insurance companies and may receive commissions when clients implement plan recommendations through insurance products, a practice that is less common among independent advisers. The firm has a long operating history (founded in 1971), uses solicitor arrangements in certain referral relationships, and receives a disclosed portion of third‑party manager fees in addition to its advisory compensation.
Client services
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
General estate planning guidance
General tax planning
Fee options
$25,000 - $49,999: 1.46% $50,000 - $99,999: 1.35% $100,000 - $149,999: 1.24% $150,000 - $199,999: 1.13% $200,000 - $249,999: 1.05% $250,000 - $299,999: 0.98% $300,000 - $349,999: 0.90% $350,000 - $399,999: 0.86% $400,000 - $449,999: 0.83% $450,000 - $499,999: 0.79% $550,000 - $599,999: 0.76% $600,000 - $699,999: 0.68% $700,000 - $799,999: 0.64% $800,000 - $899,999: 0.60% $900,000 - $999,999: 0.56% $1,000,000 - $1,499,999: 0.53% $1,500,000 - $2,000,000: 0.48% $2,000,000+: 0.45%
Insurance commissions may be earned on implementation of financial plans, but IRC does not participate
Account minimum: $5,000 Minimum fee: One-time set-up fee of $100.00 per account Fee-only: Comprehensive Financial Plan fees range from $1,000 to $4,000; $350 initial retainer applies
Main office location
Investment Research Corporation
St. Michael MN, United States
Number of offices
1
Most active in
Investment Research Corporation has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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